Medical Captive Underwriters

  • ClearCaptive
    • Why ClearCaptive
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  • Who We Are
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  • ClearCaptive
    • Why ClearCaptive
    • National Support
  • What We Do
  • Resources
    • Industry Resources
  • Who We Are
  • Contact
  • Blog

Trusted

experienced

transparent

Contact Us
We are the transparency company.

Medical Captive Underwriters provides solutions to smooth and lower employer insurance costs.

Our primary focus is health insurance for employees and their family members.  By utilizing alternative risk transfer tools including group and agency captives, we can lower medical trend and medical spend.  Our solutions are distributed through independent agencies nationally. 

​We operate independently from insurance carriers, insurance agencies and claims administrators on behalf of the employer working though the employer’s trusted advisor.     


Think about it this way...

You call a plumber when there is water unexpectedly in your house where it does not belong.  They know where the leak is and how to fix it. If your fully insured insurance cost is leaking and draining your profits- we can help stop the leak!  

WHY MEDICAL CAPTIVE UNDERWRITERS?


SUPPORTIVE RELATIONSHIPS

We manage the insurance operations in partnership with agents and administrators.  Employers can focus on recruiting and retaining the desired employee base.

REFRESHING SIMPLICITY

We make the complicated simple. You can expect jargon-free solutions.

MEASURED MANAGEMENT

We report employers experience  statements quarterly in a transparent manner. Simple and straightforward, jargon free format.  

SUSTAINED
​VALUE

Our programs reduce the employer's insurance costs.  Employers gain advantages by using the law of large numbers to make risks smaller.

Partial self-funding offers transparency and control to employers allowing to locate and fix the leakage in your medical spend. Is your healthcare spend impacted by specialty pharmacy, high cost maintenance pharmacy or an infrequent, catastrophic claim that will impact your renewal but not actually incur the same cost level year over year?

CLEARCAPTIVE
​
Medical Captive Underwriters

ClearCaptive is a national heterogeneous, open access group captive allowing "risk sharing" for middle market employers. Launched January 2015, ClearCaptive smooths renewals while lowering medical trend and spend for enrolled employers.
Learn More

CONTACT
​MEDICAL CAPTIVE UNDERWRITERS


Donald McCully
703-966-9797
don@medicalcaptive.com
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medical captive underwriters, llc

Don McCully
703-966-9797
don@medicalcaptive.com
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